Responsibilities
We are looking for a dynamic and diligent Credit Analyst for our Dubai office. The ideal candidate should possess intelligence, a strong work ethic, and expertise in credit analysis.
- Prepare comprehensive credit assessments for various lending proposals, including Working Capital and project finance.
- Monitor and maintain control over portfolios by analyzing portfolio composition, recognizing risks, formulating account strategies, and identifying early warning signals to ensure optimal credit quality.
- Collaborate with business units to offer guidance on client and market assessments, recommending corrective actions and endorsing credit applications.
- Provide valuable input to line management on financial spreading and bank statement analysis, contributing to the enhancement and customization of applications/tools.
- Maintain accurate records and information for timely extraction as needed.
- Adhere strictly to organizational and departmental policies, processes, standard operating procedures, and instructions, ensuring work is consistently carried out to the required standard.
- Demonstrate exceptional service levels in all internal and external customer interactions.
Requirements
- Degree in Commerce/Arts.
- Fluent in English with superb verbal communication and presentation skills.
- Outgoing and energetic personality, Good listener, Multitasking, Problem-solving and good knowledge of MS Office.
- Proven experience in credit analysis, with a preference for candidates with a background in Corporate/Commercial/SME Banking.
- Strong financial analysis skills.
Degree in Commerce/Arts.
- Fluent in English with superb verbal communication and presentation skills.
- Outgoing and energetic personality, Good listener, Multitasking, Problem-solving and good knowledge of MS Office.
- Proven experience in credit analysis, with a preference for candidates with a background in Corporate/Commercial/SME Banking.
- Strong financial analysis skills.
